Broker earnings.
Upfront pays the bills. Trail builds the asset.
Set your numbers and have a look.
- Monthly upfront$0
- Monthly trail added$0
- Trail at year one, no run-off$0
Keep writing this every month and by the start of year two your book pays about $0 a month in trail, after a 20% run-off, and it keeps paying. That is the annuity that makes a mature broker valuable.
Indicative only.
Upfront is the upfront rate on settled volume; trail builds month by month at the trail rate and is shown as the monthly trail your book pays at the one-year mark, with an annual run-off applied as the book ages.
Rates, splits and run-off vary by aggregator and agreement, so use it to understand the shape of broker income, not as advice.
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